CARINVEST GROUP, CARINVEST FRANCE and CARINVEST GROUP MANAGEMENT: What role does each play?

CARINVEST GROUP is the trading name under which we operate our used vehicle lease-to-own business and present our investment offers. Depending on the offer and the contract, investors subscribe through either CARINVEST FRANCE or CARINVEST GROUP MANAGEMENT. Both are French companies. Our subsidiary, CARINVEST POLOGNE, runs our automotive operations in Poland.

Why does the business date back to 2019 if CARINVEST FRANCE was established in 2023?

CARINVEST GROUP began operating in 2019 through its first investment vehicle. CARINVEST FRANCE was established in 2023 to issue securities for certain offers. Its registered office is at 23 rue d’Antibes, 06400 Cannes, France, and its French company registration number (SIREN) is 953 635 240. The group’s business began four years before this company was established. Read about the group’s history on Jean Sadecki’s website (in French) · View the official registration details for CARINVEST FRANCE

CARINVEST GROUP MANAGEMENT is the group’s most recent investment vehicle. Depending on the offer, investors sign an agreement with either CARINVEST FRANCE or CARINVEST GROUP MANAGEMENT. The offer documents and the agreement identify the company through which the investor subscribes.

What is an investment vehicle used for?

In our group, an investment vehicle is a company that issues securities and receives subscription payments for a specific offer. This structure makes it clear who issues the securities, who receives the funds and which rights and obligations apply. The agreement sets out what the investor is subscribing for, the investment term, the payment terms and the conditions for exiting the investment.

What legal framework applies?

French and EU law allow companies to raise funds by issuing securities, subject to the rules that apply to the offer. The EU Prospectus Regulation sets out when a prospectus must be published and when an exemption may apply. The applicable rules depend on the offer and the issuer. An exemption from publishing a prospectus does not constitute approval of the offer by the French Financial Markets Authority (AMF). Article L. 411-2 of the French Monetary and Financial Code · AMF overview of the European framework (in French)

Where are the funds paid, and what does CARINVEST POLOGNE do?

Whether you subscribe through CARINVEST FRANCE or CARINVEST GROUP MANAGEMENT, you make your payment to the bank account in France specified in your agreement. The French company named in the offer receives the subscription payment. The Polish subsidiary operates the vehicle fleet.

CARINVEST POLOGNE is our operating subsidiary. Its teams buy used vehicles, offer them to customers on lease-to-own terms and manage the customer agreements. Learn more about our business and where we operate

Before subscribing, check which company you are signing with, who will receive the bank transfer and what the agreement provides. Our team in Cannes can direct you to the documents for the offer you are considering. Book an appointment with CARINVEST GROUP

Investing involves a risk of partial or total loss of capital and a risk of illiquidity.